How even cheap technology can save you hundreds (Image: Dominic Lipinski/PA Wire)Get money updates directly to your inboxSubscribeSee our privacy noticeMore newslettersLinden Ellis was minding his own business when a van cut across him in Maidstone town centre. A common enough occurrence, but this time the van clipped his car.Linden’s Vauxhall Vectra was was damaged as a result, and the van driver denied responsibility. The consequences? Linden was about to lose two years worth of no claims bonus.”This may have only been a fairly minor accident, but losing your no claims bonus unjustly can have a huge and unfair effect on premiums,” said Gerry Bucke, general manager of Adrian Flux Insurance Services.How big an effect? Linden’s premiums were set to rise How saved him a small fortuneFortunately for him, Linden saw a TV programme last year that featured dashcams.These cameras cost as little as and can save you up to 12.5% on your insurance.And even if you don’t get a discount, pretty much all insurers now accept footage from them, meaning if you’re in an accident that’s not your fault you have a better chance of proving it.Which is exactly what happened to Linden.”He said it was not his fault, and without the video evidence it was his word against mine so it would have been almost impossible to prove,” he said.”The camera has been a godsend.
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